The process involves becoming a state-commissioned notary public and subsequently obtaining specialized training and certification to handle loan document signings. This individual acts as an impartial witness to the signing of mortgage loan documents, verifying the identity of the signers and ensuring all documents are properly executed. For example, this professional will administer oaths, witness signatures, and notarize documents such as deeds, affidavits, and loan agreements.
The role facilitates secure and reliable real estate transactions. Its importance lies in safeguarding against fraud and ensuring the validity of legal documents. The benefits include contributing to the integrity of the lending process and offering valuable services to borrowers and lenders alike. Historically, the practice evolved to meet the growing need for secure and verifiable methods of executing financial agreements.